WSIB claims – 2025

essentialPhysioWSIB

If you are injured at work and want to file an insurance claim, you must tell your employer right away.  You will need to submit various documents to the Occupational Safety and Health Insurance Board (WSIB ).

It is up to you where you want to receive treatment.  At Essential Physio, we have experience dealing with WSIB claims.  After examination, there are other forms that must be submitted within 2 days. 

WSIB offers a number of care programs depending on the area of injury (e.g., back, neck or shoulder). These programs usually provide eight to 12 weeks of treatment.

If you have any questions, feel free to contact us at Essential Physio & Rehabilitation 

We are leading new approaches to reach people with most modern, new, advanced and quality therapies. To achieve this, we are pursuing a holistic access strategy that focuses on improving access to therapy treatments, medical information and medical capacity.

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Car Accident Claims – 2025

Being in a car accident can be frightening.  Dealing with casualties, damage, police and insurance can produce anxiety and stress especially if nothing like this has ever happened to you.  Often, immediately after an accident, you are in shock and have no idea the extent of damage or pain your body is in.

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At Essential Physio & Rehabilitation , we have had extensive experience with motor vehicle accident (MVA) patients.  Of course, more serious injuries must be dealt with in a hospital setting, but if you have less extensive injuries such as sprain/strains, whiplash, arm or leg pain or numbness and tingling for example, you will need a course of treatment that is tailored to your condition.

Dealing with your insurance can be a confusing experience.  Even though you were just in an accident that may not have been your fault, there is paperwork that must be done in order to start your claim.  After informing your adjuster of the accident, they will send you an envelope full of forms, some of which you must fill out and others for us.  We can help you make this an easy process.

Spine Anatomy

Dealing with your insurance can be a confusing experience.  Even though you were just in an accident that may not have been your fault, there is paperwork that must be done in order to start your claim.  After informing your adjuster of the accident, they will send you an envelope full of forms, some of which you must fill out and others for us.  We can help you make this an easy process.

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  • In Ontario, there are generally 3 categories of injury:  Minor, Non-Catastrophic and Catastrophic.  Most people fall within the minor injury guideline (MIG).  This allows for the minimum amount of therapy pre-approved by the insurance company for $2200.  This can be extended by another $1300 making a total of $3500 under the MIG cap.  If you require further treatment, a treatment plan must be submitted to the insurance company for approval.
  • Unfortunately, most treatment plans beyond the $3500 MIG cap are denied pending an insurer’s examination which often results in further denial.  This is the part where you must seek legal council.
  • At Essential Physio & Rehabilitation, we offer chiropractic, physiotherapy, massage therapy, all type of spinal treatments, remedial exercises for your rehabilitation and much more.  We also work with psychologists and lawyers to help make your situation easier for you.
     
  • If you have any questions or concerns about your MVA or insurance claim, do not hesitate to contact us and talk to one of our sweet front desk personal.  Contact us any time at Essential Physio & Rehabilitation.

We are leading new approaches to reach people with most modern, new, advanced and quality therapies. To achieve this, we are pursuing a holistic access strategy that focuses on improving access to therapy treatments, medical information and medical capacity.